Terms and Conditions

Effective Date: 10 November 2024

Welcome to magicstocks.ai, a Software-as-a-Service (SaaS) platform that provides AI-driven stock market analysis by fetching real-time and historical stock market data. Please carefully read these Terms and Conditions before using our platform.

By accessing or using magicstocks.ai, you agree to be bound by these terms. If you do not agree to these terms, you must not access or use the Service.

1. Use of the Service

1.1 Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use this Service.

1.2 Account Registration

To access certain features of the Service, you must create an account and provide accurate and up-to-date information. You are responsible for maintaining the confidentiality of your account credentials.

1.3 License to Use

Upon registration and subscription, we grant you a non-exclusive, non-transferable license to access and use the Service solely for your personal or business stock market analysis purposes. Unauthorized use is strictly prohibited.

2. AI and Stock Market Analysis

2.1 Nature of AI Assistance

The Service uses Artificial Intelligence (AI) to analyze stock market trends based on real-time and historical data. While the AI model strives for accuracy, it is not infallible, and its predictions or analyses should not be treated as guaranteed financial advice.

2.2 Real-Time and Historical Data

The Service fetches real-time and historical stock market data from third-party APIs. While we strive to provide accurate and up-to-date information, we cannot guarantee the completeness, reliability, or accuracy of the data, as it is dependent on external sources.

2.3 No Investment Advice

The Service is for informational and educational purposes only. MagicStocks.ai does not provide financial, investment, tax, or legal advice. You are solely responsible for making your own investment decisions, and any reliance on the AI analysis is at your own risk.

3. User Responsibilities

3.1 Compliance with Laws

You agree to comply with all applicable local, state, national, and international laws and regulations when using the Service.

3.2 Prohibited Activities

• Use the Service for any unlawful purpose.
• Reverse engineer or attempt to extract the source code of the Service.
• Engage in any activity that could harm the Service, its infrastructure, or other users.

4. Payment and Subscription

4.1 Plans

The Service is available through various plans, which are outlined on our pricing page. You agree to pay all applicable fees as specified in your chosen plan.

4.2 Billing

Plan fees will be billed based on the plan chosen.

4.3 Cancellation and Refunds

We do not provide cancellation and refund. No refund will be provided on the unused credits.

5. Intellectual Property

5.1 Ownership

All content, features, and functionalities of the Service, including the AI algorithms, software, design, and data integrations, are the intellectual property of magicstocks.ai and its licensors.

5.2 Limited License

You are granted a limited, non-exclusive license to access and use the Service. You may not copy, modify, distribute, or create derivative works of the Service without our prior written consent.

6. Third-Party Services and Data

6.1 API Integrations

The Service integrates third-party APIs for stock market data. We are not responsible for the availability, accuracy, or reliability of data provided by third parties.

6.2 External Links

The Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites.

7. Limitation of Liability

7.1 No Guarantee of Results

magicstocks.ai makes no guarantees regarding the accuracy, completeness, or reliability of the stock market analysis or data provided by the Service. We are not liable for any financial losses or damages you may incur based on your use of the Service.

7.2 Liability Limitations

To the fullest extent permitted by law, magicstocks.ai and its affiliates, officers, and employees will not be liable for any indirect, incidental, special, or consequential damages arising out of your use of the Service.

8. Termination

8.1 Termination by You

You may terminate your account at any time by contacting us or discontinuing your use of the Service.

8.2 Termination by Us

We reserve the right to suspend or terminate your access to the Service at any time, without notice, for any violation of these Terms and Conditions.

9. Changes to the Terms

We reserve the right to modify or update these Terms at any time. Any changes will be effective upon posting to the Service. Your continued use of the Service after any changes indicates your acceptance of the new terms.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions.

11. Contact Information

If you have any questions or concerns regarding these Terms, you can contact us at:

By using the Service, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.